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Did you know that debt harassment by debt collectors and collection agencies is against the law? That's right! The Fair Debt Collection Practices Act (FDCPA) prohibits aggressive and misleading practices of debt collectors when attempting to collect debts.
Here are some ways that debt collectors engage in practices prohibited by the FDCPA. when contacting you they call before 8am and after 9pm - no early or late calls allowed. They also cannot call you at work if you tell them not to.
See Loans 101 for more debt and credit articles and videos.